Car Title Transfer in Canada – Step By Step Guide
Introduction
We all love to buy new cars, but selling an old one is also an important thing. If you are selling your old car to someone, then you need to timely transfer the title of your car too. Now, the question is: how long does a car title transfer take? A car title is one type of document that prove your car ownership. If you don’t know the process, then know what are the rules and regulations of car title transfer in Canada.
What is a Car Title?
A car title serves as one of the proofs of vehicle ownership and need to transfer at the time of selling. In Canada, the car title is also known as a vehicle ownership certificate. Basically, it is a legal document that shows the car owner’s details like owner name, address, the VIN, model of the car, and registration year.
When Do You Need to Transfer a Car Title?
The transfer of a car title is compulsory if you are:
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- Selling or buying a car
- Gifting a car
- Inheriting a car
- Completed the car loan
Preprations to Transfer the Car Title
Before you start the transfer process of your car title, you need to complete a few necessary things.
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- Complete All The Paperwork: Before you start the process of transferring the car title, complete all the necessary paperwork. Check a few details, like the vehicle information package, bill of sale, insurance, and more.
- Emission Tests and Safety Certifications: Your vehicle needs to pass some safety inspections before the transfer, so make sure you follow them.
Steps to Transfer a Car Title in Canada
The process of car title transfer is very simple, but it has a few steps.
- Seller’s Responsibility:
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- Give the vehicle ownership certificate to the buyer.
- Fill out all the car-related details on the certificate, like mileage, sale price, name, and address for the buyer and seller.
- Make sure you remove the license plate, which is connected to the seller.
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- Buyer’s Responsibility:
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- Take the signed car ownership certificate to the local licensing office.
- Pay the car title transfer fee.
- Check if the car have a valid insurance.
- Complete all the formalities of the new license plate or plate transfer.
- Pay all the required vehicle taxes.
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- Notify Relevant Parties:
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- Both buyer and seller should inform their car insurance provider about the title transfer to avoid confusion in the future.
Also Read: How do I replace a lost car ownership in Ontario?
Common Mistakes to Avoid
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- Incomplete Paperwork: Incomplete paperwork can put you in trouble. So, make sure all the fields are filled properly.
- Forgetting to Notify Insurance: You should notify the insurance company about the insurance and coverage; otherwise, it can be problematic at the time of the accident.
- Not Considering Provincial Rules: Always follow all the provincial rules; otherwise, the penalties will be heavy.
- Not Verifying Details: Check all the details with the vehicle and title to avoid future complications.
- Delaying the Transfer: Transfer your title quickly to avoid any issues.
- Not Reporting the Sale: You should report the sale to the concerned agencies to avoid any future complications.
Importance of Timely Title Transfer
It is very important to timely transfer the title of your car to complete the selling process.
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- The ownership of the car should be legal.
- Make sure there will be no legal ownership disputes.
- The tolls, tickets, and other legal things will be on the new owner of the car; make sure you are clear on that.
Conclusion
One can easily transfer a car title in Canada, but following rules and regulations is very important. If you are thinking about how to transfer the title of a car, then follow the above steps to avoid any confusion. To make the transfer process smooth, buyers and sellers should keep things transparent. If you do not want to sell your car, then you can choose the scrap car removal option as well. Greenway Auto Recycling accepts all types of cars without regardless of their condition. To reach out to us, call us at (416) 783-9026.
Last Updated on 16th January 2025
