Introduction
Losing your vehicle title in Ontario can be stressful, especially if you need to sell, scrap, or transfer ownership. The good news is that replacing it is simple if you know the steps.
In Ontario, a vehicle title is officially called the Vehicle Permit (sometimes referred to as the green ownership paper). This document proves you are the legal owner of the vehicle, and you’ll need it for most transactions.
This guide explains what a vehicle title is, how to get a replacement in Ontario, what documents you’ll need, and common mistakes to avoid.
What is a Vehicle Title (Vehicle Permit) in Ontario?
A car title is a legal document that shows ownership of a car. In Ontario, it is officially called the Vehicle Portion of the Permit (it is sometimes referred to as the green ownership paper). The vehicle portion of a permit contains important information, such as:
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- The vehicle owner’s name and address
- Vehicle Identification Number (VIN)
- Make, model, year, and colour of the vehicle
- License plate number
- Registration date
You receive the title when you first register a car in your name. It’s required when transferring ownership, applying for insurance, or scrapping a vehicle.
Steps to Replace a Lost or Damaged Car Title in Ontario
If you need to replace a car title that has been lost, damaged, or stolen, you must request a replacement vehicle permit from ServiceOntario. To do this:
Step 1: Visit a ServiceOntario Centre
You must go in person to any ServiceOntario location. You cannot replace the vehicle title online.
Step 2: Bring Valid Identification
Carry a government-issued photo ID like your driver’s licence, Ontario photo card, or passport.
Step 3: Provide Vehicle Information
You’ll need to give the Vehicle Identification Number (VIN) and license plate number. If you don’t know the VIN, check your insurance documents or the dashboard of your car.
Step 4: Fill Out the Right Form
At the centre, fill out the “Application for Replacement of Vehicle Permit”. You can request just the vehicle portion, the plate portion, or both.
Step 5: Pay the Fee
The replacement fee is usually $32 for the vehicle portion. An additional $32 applies if you also need the plate portion. Most centres accept debit, credit, or cash.
If everything is in order, ServiceOntario will issue your replacement title on the spot.
Common Requirements to Replace a Car Title
Before ServiceOntario can give you a replacement, you must meet all of the following conditions:
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- You are the registered owner of the vehicle
- You have a valid ID.
- The vehicle is not reported stolen
- There are no legal holds or liens on the car that are preventing the permit
- You provide the correct vehicle information (VIN and plate number)
If there’s a lien on the vehicle, proof of payment may be required.
Replacing a Title in Your Name vs. Someone Else’s
If the title is in your name, you will be able to just replace it directly. If the original owner was someone else (friend, family member, or stranger), the process varies depending on the situation:
Buying a Used Car Without a Title
If you haven’t registered the car yet, ask the seller to apply for a replacement. Ontario does not allow title transfers without you having the original permit.
Also Read: Title Jumping in Ontario: Why It’s Illegal and How to Stay Protected
Car Title Replacement Fees in Ontario
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- Vehicle Portion: $32
- Plate Portion: $32 (if also required)
Most ServiceOntario locations accept debit, credit, and sometimes cash.
Common Mistakes to Avoid
Avoid delays by steering clear of these errors:
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- Providing the wrong VIN or plate number
- Using an expired or invalid ID
- Trying to apply online (must be done in person)
- Not clearing a lien before applying
- Requesting on behalf of someone else without proper documents
What If the Car Owner Is Deceased?
If the owner has passed away, the process must go through the estate.
If you’re the Executor or Administrator, you’ll need:
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- Death certificate
- Will or probate documents naming you as executor
- Sworn Statement for a Family Gift of a Used Motor Vehicle or Transfer in Settlement of an Estate
- The deceased’s plates and ownership papers (if available)
Once verified, ServiceOntario can issue a new permit in your name or to a beneficiary.
How Long Does It Take?
Most applicants receive a replacement title on the same day. However, it may take longer if:
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- A lien is attached to the vehicle
- You’re applying on behalf of a deceased owner
- Vehicle information is outdated or incorrect
If your case involves an estate or lien, call ahead to confirm the required documents before visiting.
Also Read: Salvage Title Cars in Ontario: Risks, Costs & What You Must Know
How to Prevent Losing Your Car Title
To avoid the hassle of replacing it again:
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- Store the permit in a safe, dry location (not your car)
- Keep a scanned or digital copy in secure storage
- Avoid folding or damaging the paper
- Report it immediately if lost or stolen
Conclusion
Replacing ownership papers in Ontario is easy if you remember to follow the proper steps and questions. Whether it is lost, stolen, or damaged, ServiceOntario will let you replace it if you have the right documentation and identification. If the vehicle title is needed to replace the ownership for a deceased person’s vehicle, you will need some form of legal documentation. Keep your permit in a safe place and avoid common mistakes.
Suppose you are scrapping your vehicle and have found that your ownership papers can’t be located. In that case, Greenway Auto Recycling is very skilled in directing you through the ownership replacement and transfer process. We work with Ontario drivers daily to help make car removal easy, quick, and legal. Contact us today so you can feel confident while scrapping your old.
Frequently Asked Questions
1. Can I replace my car title online in Ontario?
No. Vehicle title (permit) replacements must be done in person at a ServiceOntario centre.
2. How much does it cost to replace a vehicle title in Ontario?
The replacement fee is $32 for the vehicle portion. If you also need the plate portion, it’s an additional $32.
3. What documents do I need to replace my car title?
You’ll need a valid government-issued photo ID, your Vehicle Identification Number (VIN), and your license plate number.
4. How long does it take to get a replacement vehicle title?
Most ServiceOntario centres issue a replacement on the same day, unless there’s a lien or an estate transfer involved.
5. Can I replace a car title if the owner is deceased?
Yes, but only if you’re the executor or estate administrator. You’ll need the death certificate, probate documents, and a sworn statement form.
